Debt Trading Blog
State debt collection rules determine who must be licensed, how long debts remain enforceable, and what collection methods and garnishments are allowed.
Telecom providers recover past-due mobile, internet and equipment balances with digital-first outreach (SMS, email), AI analytics, self-service payments, and TCPA/Reg F compliance.
Automate medical-bill recovery with EHR-integrated, HIPAA-compliant collection software — AI scoring, self-service payments, and real-time analytics.
Most consumer debts in Ohio have a 6-year statute of limitations (clock starts 30 days after last payment/default). Learn exceptions, resets, and compliance risks.
Guide to Ohio debt collection: agency types, FDCPA & OCSPA rules, statutes of limitations, prohibited practices, and choosing compliant collectors.
Arizona limits medical debt collections with a 3% interest cap, a 6-year statute, wage garnishment and asset exemptions, plus licensing and Prop 209 protections.
Timeline and rules for suing on debts in Washington: 6 years for written/credit card, 3 years for oral/open accounts, 10 years for judgments, and when payments reset the clock.
Overview of Utah debt collection: licensing repeal, statutes of limitations, FDCPA protections, judgment enforcement, exemptions, and payment options.
Overview of San Diego debt collection laws, SB 1286 changes, compliance requirements, suit stats, and tech-driven strategies for recovery.
Clear guide to Illinois debt collection laws: licensing steps, $25,000 surety bond, 90-day coerced-debt pause, prohibited practices, and compliant portfolio sales.
Georgia's 6-year written and 4-year oral debt limits explained, plus when the statute starts or resets and collector rules for time-barred accounts.
Washington’s 2025 laws ban medical debt credit reporting, cap interest at 9%, bar wage garnishment, and require itemized bills and strict collector limits.
Utah debt collection time limits: 6 years for written contracts, 4 years for oral/open accounts; when the clock starts, what restarts it, and compliance risks.
Step-by-step AR collection guide: set clear payment terms, automate invoices and reminders, segment customers, offer payment plans, and stay FDCPA-compliant.
Step-by-step AR collection guide: set clear payment terms, automate invoices and reminders, segment customers, offer payment plans, and stay FDCPA-compliant.
Compare Debexpert, Clio, and CaseFox to find the best debt collection software for law firms based on automation, compliance, integrations, and pricing.
Step-by-step guide to hiring a compliant debt collection agency: identify debt type, evaluate agencies, compare fees, verify licenses and negotiate contracts.
Overview of Nevada's updated debt collection laws, covering debt buyer licensing, statutes of limitations, bonding, prohibited practices, and compliance steps.
Georgia's laws let creditors pursue aggressive debt recovery—know licensing rules, FDCPA protections, statutes of limitations, and how to pick a compliant agency.
Profiles of the top 10 debt collection agencies by revenue and operations, plus trends in AI, compliance, recovery rates, and tips for selecting a partner.
Overview of U.S. debt collection agencies: market size, top firms, FDCPA/Regulation F rules, compliance checks, and portfolio management.
Guide for California creditors on hiring debt collection attorneys: key laws (RFDCPA, DCLA), statutes of limitations, enforcement tools, licensing, and fee options.
Overview of California debt collection rules, including the Rosenthal Act, DFPI licensing, SB 1286 commercial protections, validation requirements, and penalties.
Explains state and debt-type time limits (typically 3–10 years), how payments can restart the clock, and what collectors can and cannot do under the FDCPA.
