Frequently Asked Questions

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Welcome to the FAQ section dedicated to debt buying and selling on the Debexpert online auction platform. Here, we aim to provide you with comprehensive answers to common questions about the process, benefits, and safeguards involved in purchasing and selling debts through our innovative online marketplace. Whether you're a debt buyer looking for investment opportunities or a seller seeking to efficiently manage and liquidate debts, this FAQ will guide you through the key aspects of participating in the Debexpert auction, ensuring transparency and security every step of the way.

Sell your BHPH portfolio with Debexpert

BHPH loans are the most sensitive to the deterioration of the economy, job losses by debtors, and a decrease in the value of the collateral. Therefore, the sale of Buy Here Pay Here loans is a popular way to reduce risks for lenders because it allows fixing the profitability of loans issued and reduces the chances of non-repayment of debt.

The main advantages to sell BHPH notes are:

High level of contact of borrowers for this type of debt

BHPH portfolios are in great demand among debt buyers today, which allows them to get reasonable prices when selling performing and non-performing accounts. Debt buyers believe that the contact data of debtors is higher than that of other loans because the loan issuance and debt payment took place at a specific location. There is a high probability that this debtor will have fresh contact information and his place of residence is near the loan issuance, which will simplify the tax repossession, if necessary.

High price for a debt portfolio

Today, demand for this type of portfolio exceeds the supply, because the share of Buy Here Pay Here loans in the auto loan industry is growing. Debt buyers are happy to consider and buy goods using this type of debt. Suppose institutional debt buyers usually buy auto loans. When companies sell BHPH portfolios, the circle of buyers is broader and includes mid-size retail investors and other BHPH dealerships.

Speed of sale

Debt buyers will understand this product, so in evaluating the portfolio, there are no questions as a rule. Therefore, the transaction can be closed in a few days when using a professional intermediary.


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How to sell a loan effectively?
What happens if you don't pay a promissory note?
What should I do if I have a portfolio question?
How to close a deal and transfer funds?
How does a debt portfolio purchase happen?
What debt is most often traded on the platform?
What information on the debt portfolio is provided on the debexpert platform?
How long does the registration process take on the debexpert platform?
What Happens If A Borrower Defaults?
How Long Does the Purchase Process Take?
Can You Purchase Someone's Debt?
Can You Buy and Sell Debt?
What are the Tactics to Collect Debt?
Who buys debt?
What Does it Mean to Buy and Sell Debt?
Where to Find a Debt Broker?
What Does a Debt Broker Do?

FAQs of Debt Buyers

Can I purchase my own debt?
Can I buy someone else's credit card debt?
Can I buy credit card debt?
How Do I Sell My Notes On My House?
What Is a Note Deal In Real Estate?
What Is a Real Estate Note Buyer?
Where can I see the portfolios that are on sale now?
Can a Debt Buyer sell his portfolio on the debexpert platform?
Why do debt buyers prefer debexpert to other ways of buying debt?
How much is a debexpert membership for debt buyers?
What documents are needed to become a professional buyer on debexpert?
How do I register on the platform as a debt buyer?
Is Note Investing Profitable?
What Happens When Debt Is Bought?
Who Are the Largest Debt Buyers?
Can You Buy Debts?
Is Debt Buying Profitable?
How Do You Make Money Buying Debt?
Can You Buy People's Debt?
How Do I Start a Debt Buying Business?
What are the 3 Key Strategies When It Comes to Collections?
How do Debt Buyers Make Money?
Can I Buy a Debt Portfolio Through a Debt Broker?
Why Is It Important for Debt Buyers to Work with a Debt Broker?
Why Is It Important for Lenders to Work With a Debt Broker?
How do Debt Buyers Make Money?

FAQs for Debt Sellers

Is it common for lenders to sell loans?
Who Buys Promissory Notes?
Can I sell performing debt?
When is the best time to sell a debt portfolio?
What kind of buyers are represented on the debexpert platform?
Why do lenders and financial institutions prefer to sell their debt on debexpert?
How much does it cost to be a member for a debt seller on a debexpert platform?
How long will it take to sell the portfolio?
What do I need to prepare to sell my debt portfolio?
How does a seller register on the debexpert platform?
Can You Sell Your Debt?
How Can I Sell Debt?
What is the Most Effective Way to Collect Debt?
What Type of Buyers Is Best For My Portfolio?
What Should I Do With Charged-Off Accounts?
Can I Sell My Debt Portfolio?
Can I Sell my Personal Debt?
Why do Companies Sell Debt?
What Happens When You Sell Debt?
Can I Sell my Personal Debt?
Why do Companies Sell Debt?
What Happens When You Sell Debt?

FAQs by Debt Types

How do I start investing in mortgage notes?
What risks are associated with investing in mortgage notes?
What are the key benefits of buying mortgage notes?
Are there alternatives to selling a financed car?
How can I confirm that my loan balance is paid in full?
What should I do if I have negative equity in my car?
How do I communicate with my lender when selling a financed car?
What is vehicle equity?
What is the loan payoff amount?
Can I sell a car that I still owe money on?
Are second lien loans secured?
What does it mean to be a second lien holder?
Does a promissory note mean you got the loan?
Who holds a mortgage note?
What else is a mortgage note called?
What other options do I have?
How long does it take to get rid of MCA debt?
Do Banks Buy Promissory Notes?
Can Promissory Notes Be Sold To Another Party?
What Does It Mean To Sell A Promissory Note?
How Long Does The Whole Procedure For Buying And Selling A Real Estate Note Take?
What Are The Risks Of Buying Real Estate Notes?
What Does It Mean To Buy A Judgment?
What Are The Benefits Of Selling Your Judgments?
What Is A Judgment Debt?
Can I Legally Sell My Judgment?
What is the Best Way to Sell My Company's Medical Debt?
Who Can Buy Medical Debt?
Auto Loan Portfolio Sale Example
What Are the Benefits of Selling Your Auto Notes?
Why Are Buy Here Pay Here Loans Sold?
What Is an Auto Loan Portfolio Sale?
Which Financial Metric Shall be Considered When Buying Real Estate Note?
What Is the Yield on a Note?
How Do You Calculate Note Yield When Buying Real Estate Notes?
How to Sell an Installment Loan Portfolio?
How to Sell Payday Loans?
How to Sell My Auto Notes?
How to Sell a Credit Card Portfolio?

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