Debt Purchasing Company: Browse & Buy Debt Portfolios Online

A debt purchasing company buys charged-off or delinquent receivables from lenders, banks, and creditors — and Debexpert is the online marketplace where those deals happen. With 500+ active buyers and competitive 1-hour auctions, our platform gives you access to live debt portfolios across every major asset class, from consumer and auto loans to medical and student debt.

Fast & Transparent

Complete deals in days, not months. Every portfolio goes through a 1-hour competitive auction — you see real bids, real pricing, real market value.

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500+ Active Buyers

Access the largest pool of debt purchasing companies in one place — from collection agencies and hedge funds to family offices and PE funds.

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Secure by Design

End-to-end encrypted communications, verified buyer profiles, and built-in CRM tools. Every transaction is documented and protected.

Get a free access to all debt portfolios

Choose Your Next Debt Portfolio

Federal and private student loan portfolios — one of the fastest-growing segments in the charged-off debt market. Find seasoned and fresh student loan receivables from universities and private lenders.

Credit card, installment, and personal loan receivables from banks and fintech lenders. Consumer debt portfolios on Debexpert range from single accounts to bulk files with thousands of accounts.

Merchant cash advances and small-business loans that have defaulted. MCA debt is highly sought after by specialty buyers — browse active MCA portfolios updated weekly.

Short-term, high-interest payday loan receivables. Payday debt portfolios attract buyers looking for high-volume, low-balance opportunities with strong collection potential.

Accounts with existing court judgments already in place. Judgment debt is among the most collectible asset classes — ideal for buyers with enforcement experience.

Charged-off receivables from hospitals, clinics, and healthcare providers. Medical debt purchasing is a growing market with dedicated buyer pools on Debexpert.

Mortgage deficiencies, REO notes, and distressed real estate receivables. Real estate debt portfolios require specialized underwriting — our platform connects you with buyers who specialize in exactly that.

Buy-Here-Pay-Here dealer notes and auto loan deficiencies. Auto debt portfolios on Debexpert include performing, non-performing, and skip accounts from dealers across the U.S.

How to Start Buying Debt on Debexpert
1
Create a Free Account

Register in minutes. Verify your identity and set up your buyer profile — no upfront fees, no minimum commitment. Access opens immediately.

2
Browse & Analyze Portfolios

Use filters to find portfolios that match your buying box: asset type, geography, balance range, and seasoning. Dig into full tape data before you bid.

3
Bid in a Live Auction

Submit your bid in a transparent, competitive auction. See where you stand in real time. Auctions close in as little as one hour — decisions are fast, pricing is fair.

Get free access →

Want to Sell a Debt Portfolio? Get a Free Valuation.

If you're a lender, dealer, or collection agency looking to sell receivables — enter your portfolio details below and we'll give you a market-based valuation within 24 hours.

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(302) 703-9387