For sellers

Overview of Tennessee debt collection laws: licensing, bond and fee rules, consumer protections, 6-year statute of limitations, and prohibited practices.

Learn requirements, fees, bond, application steps and compliance rules to obtain and renew a New York City debt collection license.

Clear guide to Illinois debt collection laws: licensing steps, $25,000 surety bond, 90-day coerced-debt pause, prohibited practices, and compliant portfolio sales.

If you buy charged-off consumer debt from California residents, you must obtain a debt buyer license, post a $25,000 surety bond, pass background checks and meet annual filings.

Which U.S. states require debt buyer licenses, plus common fees, bond and background-check rules, and penalties for noncompliance.

Learn how to prepare, price and sell delinquent accounts to collection agencies, covering documentation, legal compliance, auctions and secure transfers.

Overview of Cavalry’s debt-buying strategies, collection tactics, legal issues, and compliance risks for debt traders and consumers.

When and how debt buyers can report accounts, required consumer notices, accuracy and dispute rules, and the seven-year reporting limit under FCRA/FDCPA.

In-house first-party debt collection recovers more revenue and preserves customer relationships when backed by compliance and smart automation.

Reduce payment delays and bad debt with DSO tracking, aging reports, clear credit policies, AR automation, respectful collections, and debt-auction recovery.

Compare debt buyers and debt collectors: ownership, legal rights, revenue models, FDCPA coverage, and what consumers should know.

Explains how a bank can be both the original creditor for store cards and a debt buyer, and what that means for collections, ownership, and consumer protections.