For sellers

How collection agencies buy charged-off debt, typical purchase prices, common debt types, and legal risks including FDCPA and documentation requirements.

Average debt-buyer price is 4¢ per dollar; actual offers vary widely by debt age, type, documentation, state laws, and auction format.

Step-by-step guide to start a debt buying business: market overview, portfolio evaluation, legal compliance, operations, sourcing platforms, and collection strategies.

Overview of how debt buyers purchase delinquent accounts, pricing (4–14¢), collection and resale methods, risk management, and regulatory compliance.

Compare eight leading debt buyers, their specialties, pricing, and compliance considerations to sell charged-off portfolios safely.

Overview of Crown Asset Management’s debt-buying model: portfolio acquisition methods, compliance standards, outsourced collections, and guidance for creditors.

SB 1286 extends California's Rosenthal Act to commercial debts under $500K with guarantors, imposing validation, documentation and tougher collector rules.

How forward flow agreements convert receivables into steady liquidity, covering pricing, recourse options, compliance risks, and data-controls.

Guide to buying, valuing and managing high-volume, low-value credence debt; covers lifecycle, due diligence, compliance risks, and recovery strategies.

How debt brokers connect buyers and sellers, use AI valuations, manage compliance and auctions, and maximize value across consumer, auto, medical and real-estate debt.

Clear guide to debt buyer licensing: state rules, NMLS, bonds, application steps, and federal FDCPA/Regulation F obligations.

State and Chicago municipal licenses, record-keeping rules, fines, and new 2026 coerced-debt protections for debt buyers operating in Chicago.