How to vet trusted buyers for national debt holdings: CRB certification, state licensing, NMLS checks, secure data transfers, auction platforms, and long-term partnerships.
How junk debt buyers buy charged-off accounts, price portfolios and recover funds through settlements, litigation and credit reporting — and the consumer risks.
The FDCPA forces debt collectors to stop harassment, verify debts, honor cease-contact requests, and face fines for violations; compliance is essential.
Overview of federal student loan collections: default triggers, wage garnishment and tax offsets, state compliance rules, AI tools, and 2026 policy changes.
Practical steps to meet debt buyers at industry events: pick the right conferences, prepare targeted materials, network strategically, and follow up within 48 hours.