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Sell My Judgement

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To sell your judgment, you can consider working with a judgment buying company or collection agency specializing in purchasing judgments. These entities typically evaluate your judgment and may offer you a lump sum payment in exchange for the right to collect on the judgment themselves.



Navigating the marketplace of court judgments can seem daunting, especially for first-time sellers and buyers involved in a sale or deal. Selling court judgments is not just about finding buyers in the marketplace; it's about understanding the process and its potential benefits for both sellers and buyers. It's common in the marketplace to encounter misconceptions about judgments, which can cloud decision-making for both buyers and sellers. This post aims to shed light on these aspects, offering a clear path forward for sellers ready to take their next step in the sale process within this unique marketplace. It's particularly relevant for judgment buyers, companies looking to expand their portfolio.

Understanding Your Judgment's Worth

Factors Influencing Judgment Value

The worth of your buyer's judgment on your cash portfolio is not a fixed number. It changes based on several factors. For instance, the nature and amount of the judgment debtor's assets in their portfolio play a big role for judgment creditors seeking cash. The more cash the debtor has, the higher your judgment's value to a potential buyer.

Debtor's Ability to Pay

The worth of your judgments also depends on whether the debtor can pay you back, a factor crucial to any judgment buyer. This is especially relevant in the judgment marketplace, where a judgment collection agency assesses this ability. If the judgment debtor is flat broke, it might be tough for the judgment buyer to get your cash from their portfolio. But if the judgment debtor is rolling in cash, your portfolio could benefit from their judgments. You could be in luck!

Jurisdiction Impact

The location where your debtor case was heard can affect the cash value of judgments too, impacting collection agency processes. Some places make it easier to collect than others. So, a judgment from one court could be worth more than the same judgment from another court in terms of judgment collection. This value can differ for a judgment buyer and a judgment debtor.

Time Sensitivity

Don't forget about time! Judgments often come with cash interest that adds up over time, burdening the debtor and necessitating collection. But waiting too long to collect on cash judgments can decrease their value because judgment debtors might think you're desperate for judgment collection.



Deciding on Assets to Seize

Identifying Debtor's Assets

The first step in the enforcement of your cash judgments is identifying the debtor's assets for collection. This could include property, vehicles, or other valuable items. You need documents that prove ownership of these resources.

Legal Considerations in Asset Seizure

Not all assets can be seized legally. For example, in the process of judgment collection, some states protect a debtor's primary residence from garnishment, ensuring cash assets remain untouched. Always consult with a legal professional before making any judgment collection decisions involving a judgment debtor or cash transactions.

Evaluating Asset Liquidity and Value

An asset's value doesn't always equate to its marketability. In judgment collection, some items may have high sentimental value but low market demand, offering little cash to the judgment debtor. It's crucial to weigh both aspects when deciding which debtor's assets to seize for cash during judgment collection.

Risks Associated with Asset Seizure

Seizing assets has its own risks. The debtor might file a lawsuit against you for improper judgment collection or wrongful cash seizure. Ensure to follow all legal procedures correctly in debtor judgment collection to avoid cash-related issues.

How to Sell a Court Judgment

Steps in Selling Judgements

Selling a court judgement is not rocket science. It involves some steps that you must follow. First, you need to get your judgment collection valued by an attorney to understand the cash value of your debt. Second, you must find potential buyers interested in purchasing judgment collections for cash. Lastly, negotiate the price and close the deal.

Legal Requirements for Selling Judgements

It's crucial to meet all legal requirements before selling your judgment collection for cash. This includes securing a valid court judgment, ensuring the buyer is licensed to purchase judgments, and having a reliable cash collection process in place. An attorney can guide you through this process.



Choosing the Right Buyer

Choosing a cash buyer for your judgment collection isn't as straightforward as it seems. You should consider their reputation and experience in buying judgments and handling collection. Also, ensure they offer fair prices for their collection and have positive customer reviews regarding judgment.

Challenges During Sale Process

Selling a court judgment collection can sometimes feel like walking on thin ice. You might face challenges such as making a fair judgment on reliable buyers or negotiating a collection price. It's important to stay patient during judgment and seek professional help for collection if needed.

Remember, selling your judgment collection might seem daunting at first but with proper guidance and patience, it is achievable.

Process of Selling to Collection Agency

Understanding Collection Agencies

Collection agencies work in a simple way. They buy debts and try to collect them.

These agencies use different strategies to get payment. Some send judgment letters or make collection phone calls, while others might report debts to credit bureaus.

Pros and Cons of Selling Judgement

Selling your judgement has its ups and downs.


  • Quick cash: You get money right away.
  • Less stress: No need to chase the debtor yourself.


  • Lower payout: You may not get the full amount owed from the collection judgment.
  • Bad reputation: Some people don't like dealing with debt collectors and their collection judgment.

Negotiating Terms with Collection Agencies

Negotiating terms is a crucial part of the process.

You need to discuss matters such as how much they'll pay for your judgment collection. It's also crucial to agree on the judgment that will occur if the collection of the debt is unsuccessful.

Post-Sale Responsibilities

After selling, you still have some duties.

For example, you may need to provide more information about the debtor or the judgment if asked by the collection agency. Also, you should keep track of any payments made by the debtor in case there are judgment disputes later on.



Maximizing Value with Plaza Services

Plaza Services Benefits

Plaza Services offers a unique marketplace. This service is ideal for judgement sales. They work diligently to secure the best price for your judgment.

Success Stories

There are many case studies of successful sales. For instance, one law firm sold their entire portfolio. They got a great price!

Standout Features

What sets Plaza Services apart? It's their commitment to service and fair pricing. They offer an easy route for selling judgements.

Happy Clients

Many clients have positive experiences with Plaza Services. One business owner expressed his judgment, stating it was the best place to sell. Another made the judgment that they offered top dollar compared to other companies.

Final Word on Judgment Sales

Navigating the complexities of selling a judgment can be daunting. However, understanding its worth, making a judgment on assets to seize, and knowing how to sell it effectively are key steps in this process. Selling to a collection agency might seem challenging but with proper knowledge, judgment, and guidance, it can become a feasible option. Partnering with an experienced firm like Plaza Services helps in maximizing the value derived from your judgment sale.

If you're considering selling your court judgment, don't hesitate to reach out for professional advice. Plaza Services offers expertise in handling such judgment transactions smoothly and efficiently. Contact us today for more information or assistance.

Looking to sell your judgment? Debexpert is your solution. Our international debt trading platform connects you with a vast network of potential buyers, streamlining the process and ensuring you get the best value for your judgment. Don't miss out on this opportunity – turn your judgment into cash with Debexpert today!

Written by
Ivan Korotaev
Debexpert CEO, Co-founder

More than a decade of Ivan's career has been dedicated to Finance, Banking and Digital Solutions. From these three areas, the idea of a fintech solution called Debepxert was born. He started his career in  Big Four consulting and continued in the industry, working as a CFO for publicly traded and digital companies. Ivan came into the debt industry in 2019, when company Debexpert started its first operations. Over the past few years the company, following his lead, has become a technological leader in the US, opened its offices in 10 countries and achieved a record level of sales - 700 debt portfolios per year.

  • Big Four consulting
  • Expert in Finance, Banking and Digital Solutions
  • CFO for publicly traded and digital companies

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