Overview of Los Angeles debt collection rules, DFPI licensing, Rosenthal Act updates (effective July 1, 2025), prohibited practices, and compliance tips.
Actionable debt collection tips: contact early, use digital channels and predictive segmentation, offer flexible payment plans, and stay compliant with empathy.
Explains California time limits for debt collection—4 years for written contracts, 2 for oral agreements, 10 for judgments—and what pauses or resets them.
Explains how third-party debt collection agencies recover unpaid accounts, comply with FDCPA and Regulation F, use digital tools, and when to sell portfolios.
Modern guide to debt collection: digital-first outreach, AI analytics, segmentation, flexible payment plans, and FDCPA/Regulation F compliance to boost recoveries.