Debt Trading Blog
The FDCPA forces debt collectors to stop harassment, verify debts, honor cease-contact requests, and face fines for violations; compliance is essential.
CFPB updates: seven-in-seven call limit, 14-day wait before credit reporting, required opt-outs for texts/emails, and bans on suing time-barred debts.
Step-by-step guide to start a debt buying business: market overview, portfolio evaluation, legal compliance, operations, sourcing platforms, and collection strategies.
Compare debt buyers and debt collectors: ownership, legal rights, revenue models, FDCPA coverage, and what consumers should know.
If you buy charged-off consumer debt from California residents, you must obtain a debt buyer license, post a $25,000 surety bond, pass background checks and meet annual filings.
Explains how long creditors can sue, which debts become time‑barred, how payments can restart the clock, and key state and federal exceptions.
Compare seven loan management platforms tailored for payday lenders, covering compliance, underwriting, payment processing, pricing, and integrations.
Recovering B2B invoices requires early action, clear contracts, and tech-enabled, relationship-first strategies to maximize recovery.
How to vet trusted buyers for national debt holdings: CRB certification, state licensing, NMLS checks, secure data transfers, auction platforms, and long-term partnerships.
Guide to buying, valuing and managing high-volume, low-value credence debt; covers lifecycle, due diligence, compliance risks, and recovery strategies.
How a debt collection defense attorney stops harassment, challenges invalid debts, negotiates settlements, and defends you in lawsuits.
Overview of how MCM buys and manages delinquent accounts, negotiates settlements and payment plans, and follows legal and credit reporting rules.
Attorney-led debt recovery using lawsuits, asset discovery, garnishments and FDCPA/Reg F compliance to improve recoveries and reduce legal risk for debt buyers.
Collaborative debt collection unites creditors, buyers, and agencies via shared data, auctions, and AI to boost recovery, cut costs, and strengthen compliance.
2026 debt buying analysis: rising household debt, stricter regulations, AI-driven recovery, real-time integration, and strategies to improve portfolio returns.
Overview of federal student loan collections: default triggers, wage garnishment and tax offsets, state compliance rules, AI tools, and 2026 policy changes.
Explains how a bank can be both the original creditor for store cards and a debt buyer, and what that means for collections, ownership, and consumer protections.
Overview of Crown Asset Management’s debt-buying model: portfolio acquisition methods, compliance standards, outsourced collections, and guidance for creditors.
Clear guide to FDCPA and Regulation F rules for debt buyers, state licensing, validation notices, time‑barred debt, and compliance best practices.
Overview of Florida debt collection laws — FCCPA vs FDCPA, OFR registration, prohibited practices, statutes of limitations, and compliance tips for collectors and buyers.
How debt brokers connect buyers and sellers, use AI valuations, manage compliance and auctions, and maximize value across consumer, auto, medical and real-estate debt.
How commercial debt collection agencies recover overdue B2B invoices, boost cash flow, ensure compliance, and when to outsource for faster results.
Clear guide to debt buyer licensing: state rules, NMLS, bonds, application steps, and federal FDCPA/Regulation F obligations.
When and how debt buyers can report accounts, required consumer notices, accuracy and dispute rules, and the seven-year reporting limit under FCRA/FDCPA.
